Residential property used as loan collateral

Unlock the Value of Your Property

Loan Against Property

Unlock the Value of Your Property

Get a secured loan against your residential or commercial property, compared across Capsecure's partner banks and NBFCs.

  • Higher loan amounts at comparatively lower interest rates due to collateral.
  • Funding for business expansion, education, medical needs or debt consolidation.
  • No end-use restriction with most partner lenders.
  • Advisor-led property and legal verification support.
Step 1 of 4 Personal Details
Personal Details
Please enter your first name.
Please select your gender.
Please enter your date of birth.
Please enter a valid email address.
Please enter a valid 6-digit pincode.
Employment Details
Please enter a valid PAN number (e.g. ABCDE1234F).
Please select your employment type.
Please select your income bracket.
Business / Loan Details
₹
Please enter your business name.
Please select the type of company.
Review & Submit
Personal Details
First Name
—
Gender
—
Date of Birth
—
Email
—
Pincode
—
Employment Details
PAN Number
—
Employment Type
—
Income Bracket
—
Business Details
Required Loan Amount
—
Business Name
—
Type of Company
—
Application Submitted!

Thank you. A Capsecure advisor will reach out to you shortly to guide you through the next steps.

Before You Apply

Eligibility & Documents You'll Need

A quick look at what partner lenders check for, and what to keep handy before you start your application—so there are no surprises halfway through.

Eligibility Criteria

Age Requirement

Applicants should generally be between 21–65 years of age.

Clear Property Title

Clear property title in the applicant's name.

Stable Income Source

A stable income source, whether salaried or self-employed.

Credit Score

A credit score as required by the chosen lender. Capsecure also provides a free eligibility & credit score check.

Documents Required

KYC Documents

KYC documents — PAN Card and Aadhaar Card.

Income Proof

Salary slips (salaried) or ITR (self-employed).

Property Documents

Title deed, tax receipts, and approved building plan.

Bank Statements

Bank statements for the last 6–12 months for income verification.
How It Works

Get Your Loan Against Property in 4 Simple Steps

01

Share Property and Funding Requirement Details

Tell us about your property and how much funding you need. Our team reviews your profile to identify suitable lending options.

02

Compare Matched Offers from Partner Banks / NBFCs

Compare interest rates, loan amounts and tenures across matched partner banks and NBFCs to choose the offer that fits you best.

03

Property Valuation and Legal Verification

Your advisor coordinates the property valuation and legal verification with the lender, keeping you informed at every step.

04

Loan Disbursed Upon Approval

Once your loan is approved, the sanctioned amount is disbursed directly to your registered bank account.

Trusted Partners

Trusted Partner Banks & NBFCs

We collaborate with India's leading banks and NBFCs to bring you competitive loan options, transparent terms, and expert guidance—helping you compare offers and choose the financing solution that best fits your needs.

Aditya Birla
Bajaj Finserv
HDFC Bank
ICICI Bank
IDFC First Bank
Poonawalla Fincorp
RBL Bank
State Bank of India
Tata Capital
Yes Bank
Loan Against Property FAQs

Frequently Asked Questions

Find answers to the most common questions about loan against property eligibility, loan-to-value ratio, end-use, and processing time. Our team is always available to guide you if you need further assistance.

Loan Against Property Support

Lenders typically offer up to 50–70% of the property's market value, depending on the property type, location and the lender's policy.

Yes. Most partner lenders place no restriction on end-use, so the funds can go towards business expansion, education, medical needs, or debt consolidation.

Property verification can extend the timeline compared to unsecured loans; typically 1–3 weeks depending on the lender.