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Personal LoansPersonal Loan up to ₹25 Lakhs

Loans

Personal Loans up to ₹25 Lakhs – Compared and Simplified

Whether it's a wedding, medical emergency, travel or debt consolidation, compare personal loan offers from Capsecure's partner banks and NBFCs and apply with expert guidance.

  • Compare rates from multiple partners in one place, starting from competitive market rates.
  • Collateral-free funding for salaried and self-employed applicants.
  • Flexible tenure options from 12 to 60 months.
  • An advisor guides your documentation and follows up with the lender on your behalf.
Step 1 of 4 Personal Details
Personal Details
Please enter your first name.
Please select your gender.
Please enter your date of birth.
Please enter a valid email address.
Please enter a valid 6-digit pincode.
Employment Details
Please enter a valid PAN number (e.g. ABCDE1234F).
Please select your employment type.
Please select your income bracket.
Business / Loan Details
₹
Please enter your business name.
Please select the type of company.
Review & Submit
Personal Details
First Name
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Gender
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Date of Birth
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Email
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Pincode
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Employment Details
PAN Number
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Employment Type
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Income Bracket
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Business Details
Required Loan Amount
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Business Name
—
Type of Company
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Application Submitted!

Thank you. A Capsecure advisor will reach out to you shortly to guide you through the next steps.

Before You Apply

Eligibility & Documents You'll Need

A quick look at what partner lenders check for, and what to keep handy before you start your application—so there are no surprises halfway through.

Eligibility Criteria

Age Requirement

Applicants should generally be between 21–58 years of age.

Minimum Monthly Income

Typically ₹15,000+ for salaried applicants; equivalent criteria apply for self-employed applicants.

Indian Resident

Must have a valid PAN Card and Aadhaar Card.

Credit Score

A satisfactory credit score is required. Capsecure also provides a free eligibility & credit score check.

Documents Required

PAN & Aadhaar

Valid PAN Card and Aadhaar Card for identity and address verification.

Income Proof

Latest salary slips (salaried) or ITR/bank statements (self-employed).

Bank Statements

Bank statements for the last 3–6 months for income verification.

Passport-size Photograph

A recent passport-size photograph required during the application process.
How It Works

Get Your Personal Loan in 4 Simple Steps

01

Share Your Loan Requirement

Provide your basic details, preferred loan amount, and purpose. Our team reviews your requirements to identify the most suitable lending options based on your profile.

02

Compare Partner Lender Offers

Get matched with eligible partner lenders and compare interest rates, loan amounts, repayment tenures, and other key features to choose the offer that best fits your needs.

03

Upload Documents Online

Submit your required documents digitally. Your dedicated loan advisor coordinates verification with the lender and keeps you informed throughout the application process.

04

Receive Funds in Your Bank Account

Once your loan is approved by the partner lender, the sanctioned amount is transferred directly to your registered bank account, allowing you to access funds quickly and securely.

Trusted Partners

Trusted Partner Banks & NBFCs

We collaborate with India's leading banks and NBFCs to bring you competitive loan options, transparent terms, and expert guidance—helping you compare offers and choose the financing solution that best fits your needs.

Aditya Birla
Bajaj Finserv
HDFC Bank
ICICI Bank
IDFC First Bank
Poonawalla Fincorp
RBL Bank
State Bank of India
Tata Capital
Yes Bank
Personal Loan FAQs

Frequently Asked Questions

Find answers to the most common questions about personal loans, eligibility, documentation, repayment, and the application process. Our team is always available to guide you if you need further assistance.

Personal Loan Support

The loan amount depends on your income, repayment capacity, credit score, and the partner lender's policy. Eligible applicants can receive personal loans of up to ₹25 Lakhs.

No. Our free eligibility check uses a soft credit inquiry, which does not impact your credit score. A hard inquiry is performed only when you proceed with a lender.

Yes. Self-employed professionals and business owners are welcome to apply, subject to the documentation and eligibility requirements of the selected partner lender.

Approval timelines vary by lender. In many cases, eligible applications are approved within 24–48 hours after successful document verification.

No. Personal loans are generally unsecured, which means you don't need to pledge property, gold, or any other asset as collateral.

Yes. Most partner lenders allow part-prepayment or loan foreclosure. Any applicable charges depend on the lender's terms and conditions.

No. We maintain complete transparency. Before you apply, your advisor explains the interest rate, processing fee, EMI, repayment tenure, and any lender-specific charges so there are no surprises.